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BOSTON (MarketWatch) — If we want to get the economy back on track, maybe we should pass a law that puts a cap on the interest rate banks can charge on credit cards. Doing so, according to proponents of the idea, would free up of billions of ...

Why capping credit-card rates won’t help consumers

ROSELAND, N.J. , Nov. 21, 2011 /PRNewswire/ -- ADP ®, a leading provider of human resource outsourcing, payroll services, tax and compliance services, benefits administration and integrated computing solutions for vehicle dealers, today ...

ADP Tax Credit Services to Help American Businesses Capture New Veterans Hiring Credit

The Consumer Financial Protection Bureau (CFPB) launched a prototype credit card agreement Wednesday that lists the various charges associated with the card and features boxes explaining the different terms and agreements. The prototype is ...

Will Simpler Credit Card Agreements Help Consumers?

But the companies contend that it works both ways: The added information could help consumers with thin credit files by illustrating positive behaviors elsewhere, say making timely rent payments. So why now? Clearly, the two companies saw a ...

A Credit Score That Tracks You More Closely

WASHINGTON -(Dow Jones)- The International Monetary Fund said Wednesday it may need more cash resources to help finance a newly created lending facility, and use of credit lines could be coordinated with European emergency financing. IMF staff said in a ...

UPDATE: IMF: May Need $120 Billion In Extra Cash With New Loan Facility

Rather than having a negative impact, that credit card account's long history and nonexistent debt should actually benefit your credit score. Perhaps you've heard that lenders have reason to worry about lines of unused credit. Banks may be concerned that ...

Unused, old cards can help your credit score

Although other factors may also be at work, credit problems stemming from 2008, 2009 and 2010, combined with lenders' higher FICO requirements, clearly are retarding the housing recovery by thwarting sales. Part of the reason: Although FICO scores are ...

Lower credit scores slow housing recovery by thwarting sales

There are any number of major measures we could take to jumpstart our economy, if only a certain Democratic administration would get on board: end the widespread drilling moratorium blocking access to America's vast energy resources; scale back ...

Oh, Rapture: The Federal Government Is Going to Help Me Understand My Credit Card

PARIS (Reuters) - Growing problems with credit in Europe are set to continue for some time as policymakers struggle to find a solution to the euro's sovereign debt crisis, the head of Moody's sovereign risk said on Wednesday. "There is a deep and growing ...

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